Preparing for Rising Prescription Costs in 2025

January 17, 2025
Agent7

Prescription costs are on the rise, with experts projecting a significant 7% increase in health benefit expenses in 2025. For employers and employees alike, this presents challenges in maintaining affordable healthcare coverage without compromising on quality. At Duliban Insurance, we recognize how these shifts impact businesses, which is why our new Group Benefits Division is here […]

Wildfire Protection: How Technology is Changing Home Insurance

January 16, 2025
Agent7

As wildfires become an increasing threat to homes in high-risk areas, advancements in technology are playing a pivotal role in both fire prevention and the home insurance landscape. Homeowners are adopting innovative solutions such as fire-resistant building materials, home defense systems, and wildfire detection systems to safeguard their properties. These new technologies are not only […]

New Year, New Goals: The Benefits of a Safe Patient Handling Program

January 15, 2025
Agent7

Because of age or incapacitation due to illness or injury, patients in health care settings often need help performing normal daily tasks like sitting up or walking. Helping patients with these tasks requires significant physical demands, putting employees in danger of musculoskeletal disorders (MSDs). MSDs—such as muscle strains, lower back injuries, rotator cuff injuries and […]

Understanding Bill C-64: Canada’s Pharmacare Act and Its Impact on Group Benefits

January 14, 2025
Agent7

In October 2024, the Canadian government passed Bill C-64, also known as the Pharmacare Act, marking a significant shift in how essential medications are accessed and funded in Canada. Designed to improve affordability and accessibility, this legislation introduces a publicly funded pharmacare plan starting with universal coverage for diabetes medications and contraceptives. While the act brings […]

4 Steps to Determine Which Life Insurance is Best For You

January 13, 2025
Agent7

Life insurance is a key tool to provide peace of mind and protection for your loved ones. With so many different options out there, we understand that finding the right life insurance can be overwhelming. We strive to provide our clients with valuable guidance, to make this an easier process than you might think. To […]

Your Ultimate Guide to Traveling with Furry Friends

AI in Claims: Revolutionizing the Insurance Industry

January 11, 2025
Agent7

The insurance industry is on the cusp of a technological revolution, with artificial intelligence (AI) leading the charge. As insurers face rising customer expectations and the need for operational efficiency, AI is stepping in to transform claims processing, making it faster, more reliable, and customer-centric. This blog explores how AI is streamlining workflows, reducing fraud, […]

Your Ultimate Guide to Traveling with Furry Friends

January 10, 2025
Agent7

Traveling with pets can be a delightful adventure, but it also comes with its own set of challenges. Whether you’re planning a road trip or a flight, ensuring your pet’s comfort and safety is paramount. In this guide, we’ll explore some essential tips to make your journey with your furry companions as smooth as possible. Planning […]

rethinking employee benefits: a professionally-dressed business woman flexing her biceps while sitting at her laptop.

Time to Rethink Existing Benefit Strategies

January 9, 2025
Agent7

American workers continue to report alarmingly low levels of overall well-being, according to the latest research. Just one-third say they are doing well when their physical health, mental health, and financial stability are taken into account. Financial wellness accounts for the largest share—about 40%—of how Americans view their overall well-being. This highlights the outsized impact […]

a group of females doing yoga and meditating. Wellness programs aim to improve employee health and well-being. But many miss the mark on inclusivity, potentially doing more harm than good.

Does Your Wellness Program Needs an Inclusion Check-Up?

January 8, 2025
Agent7

Wellness programs aim to improve employee health and well-being. But many miss the mark on inclusivity, potentially doing more harm than good by alienating swaths of the workforce. Experts say now is the time for employers to take a hard look at their offerings to ensure programs nurture all employees. Rethinking Wellness Program Goals and […]

US currency laid out on a table with coins falling on top. Compensation growth slowed slightly in the third quarter of the year, signaling that the white-hot labor market is cooling off.

Wage Growth Starts to Lose Steam as Labor Market Cools

January 7, 2025
Agent7

Compensation growth slowed slightly in the third quarter of the year, signaling that the white-hot labor market is cooling off. The latest data from the Bureau of Labor Statistics‘ Employment Cost Index (ECI) shows that compensation costs, including wages and benefits, rose 0.8% from June to September. While still an increase, it marks a deceleration […]