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Keeping Up with the SPCC Rule

Keeping Up with the SPCC Rule

The existence of the Environmental Protection Agency’s (EPA) Oil Spill Prevention, Control and Countermeasure (SPCC) Rule, which has been in place since the 1970s, is widely known in the oil and gas industry. However, it is important to be aware of changes and clarifications made in 2010 which are of particular interest to those in […]
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Safely Backing Up Vehicles | INSURICA

Safely Backing Up Vehicles | INSURICA

Backing up a vehicle, whether it is a heavy dump truck or a small automobile, can be a difficult task with a lot of dangers involved. In fact, many accidents occur when vehicles are backing up at only 5 mph. This can be due to blind spots, poor planning or lack of skill. Fortunately, these dangers can […]
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Robust cybersecurity measures are essential to protect sensitive data and ensure vital services are not impacted

Navigating Cybersecurity Challenges in the Healthcare Industry

Healthcare providers have been increasingly utilizing technology and turning to digitization. Innovations such as telehealth, artificial intelligence (AI), digital billing systems and connected devices continue to reshape the industry. Although technological advancements provide several key benefits and can enhance patient care, they create additional cybersecurity exposures. They also expand the attack surface for cybercriminals who […]
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Employee Benefits Market Check Survey

Employee Benefits Market Check Survey

As another year has kicked off, employers have many areas of focus regarding their benefit programs. It can also be challenging to achieve all goals in a single year, so decision-makers must prioritize their efforts based on their unique circumstances. On February 20, we conducted a survey to gain insight into employers’ top priorities for […]
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When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. This is where a safety program that, at a minimum, is compliant with the Occupational Safety and Health Administration (OSHA) standards can yield significant savings for by reducing injuries and illnesses, saving workers’ compensation dollars.

Five Strategies for Reducing Workers’ Compensation Costs

When a company experiences significant increases in workers’ compensation costs, it usually triggers internal activities aimed at reducing insurance costs and spending. The key to spending fewer dollars is more than just stopping a few accidents; it is having a sound safety program designed to continuously improve. This is where a safety program that, at […]
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Managing Risks Associated with School Science Labs

Managing Risks Associated with School Science Labs

Managing risks associated with school science labs is crucial to ensuring a safe learning environment for students and staff. Schools must take a proactive approach to managing risks associated with school science labs by implementing strong safety policies, proper materials management, and effective training programs. By addressing these key areas, schools can significantly reduce hazards […]
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How Life Insurance Can Serve as a Smart Business Expense

How Life Insurance Can Serve as a Smart Business Expense

Running a business involves managing risks, and one of the most important risks to consider is the unexpected loss of key employees or business owners. While it may not be the first thing that comes to mind, life insurance can play a crucial role in your business’s financial strategy. Not only does it provide a […]
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Managing Cost and Risk in Group Benefit Plans: Strategies for 2025

Cost & Risk in Group Benefits: 2025 Strategies

As we approach 2025, employers face a significant challenge in managing the costs and risks associated with group benefit plans. Rising healthcare expenses, changing employee expectations, and regulatory pressures necessitate a strategic approach to benefit design and management. By understanding these dynamics, organizations can implement effective strategies to optimize their group benefits while controlling costs. […]
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Why Life Insurance is Essential for Parents

Why Life Insurance is Essential for Parents

As a parent, you do everything in your power to protect and provide for your family. From ensuring there’s food on the table to planning for your child’s education, every decision you make is rooted in their well-being. But what happens if the unexpected occurs? Life insurance is a critical tool that ensures your family […]
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How EV's Perform in Winter Conditions: What You Need to Know

Winter Performance of EVs: Key Insights

As winter approaches, electric vehicle (EV) owners might wonder how their cars will perform when the temperature drops. While EVs are a fantastic choice for year-round driving, winter brings unique challenges for both EVs and gas-powered cars. Understanding how cold weather affects EV performance can help you stay prepared and make the most of your […]
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