The Long Weekend Is Here – Is Your Cottage Ready?
The May long weekend is the unofficial kickoff to cottage season in Ontario. The docks go in, the firewood gets stacked, and families make their first escape to the lake after a long winter. But as you open up your cottage this spring, it’s also the perfect time to think about more sustainable ways to enjoy your retreat, and to make sure it’s protected with the right kind of coverage.
Sustainable Cottage Living Starts Now
Whether your cottage is off-grid, water-access-only, or fully connected, there are greener ways to maintain and enjoy it:
Switch to LED and Solar
Replace outdated bulbs with energy-efficient LEDs or install solar-powered exterior lighting. If you’re off-grid, a few well-placed panels can keep essentials powered.
Use Eco-Friendly Cleaners
Skip harsh chemicals when doing your spring clean. Opt for biodegradable, phosphate-free products that are safe for lakes and septic systems.
Conserve Water
Install low-flow showerheads and toilets, and avoid using high-water appliances during peak lake levels to reduce environmental stress.
Burn Responsibly
Only burn dry, untreated wood. Avoid using accelerants and always check for fire bans before lighting up the firepit.
By embracing greener habits, you’re not only protecting the beautiful natural surroundings but also investing in the long-term health of your property.
One-of-a-Kind Cottage Insurance, Designed for Ontario
Cottages aren’t like your primary home, and your insurance shouldn’t be either. That’s why we offer custom-built cottage insurance tailored to how you use your property.
Seasonal Use Coverage
Perfect for cottages you visit during the warmer months. Includes protection for:
The main structure and outbuildings
Fire, theft, vandalism, and weather damage
Contents and personal belongings
Year-Round Cottage Coverage
Live there part-time or even full-time? This option provides:
Enhanced protection for year-round access
Liability coverage for visiting guests
Additional protection for heating systems and utilities
Rental Cottage Coverage
Earn a little income by renting your cottage? We’ve got you covered with:
Short-term rental liability protection
Coverage for rental income loss due to damage
Custom options based on how often it’s rented
Why Switch From Standard Coverage?
Most cottage owners rely on a standard extension of their home insurance – or a policy that doesn’t really reflect how the property is used. That can lead to:
Gaps in coverage for things like off-season damage or rental income loss
Higher premiums for limited protection
Lack of flexibility for unique cottage features like docks, boathouses, or remote access
With our custom cottage insurance, you get specialized protection, transparent pricing, and advice from a local team that actually understands Ontario cottage life.
_
Opening the cottage this May? Before you head north, make sure your cottage is covered the right way. Whether you’re a weekend warrior, a seasonal resident, or renting it out for extra income, our tailored cottage insurance ensures your property is protected year-round. Connect with us to explore your coverage options today.