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Recent surveys indicate heightened anxiety among many U.S. employees planning to conceive or adopt children. This follows the 2024 election results and ongoing legal developments regarding reproductive rights. Over half of respondents want their employers to publicly support continued access to comprehensive family planning services.

Employers Expand Family Benefits Amid Reproductive Health Concerns

Recent surveys indicate heightened anx­iety among many U.S. employees plan­ning to conceive or adopt children. This follows the 2024 election results and ongoing legal developments regarding reproduc­tive rights. Over half of respondents want their employers to publicly support continued access to comprehensive family planning services. In response, companies are strategically ex­panding certain benefits like fertility […]
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Smart Summer Maintenance Strategies for School Facilities

Smart Summer Maintenance Strategies for School Facilities

As temperatures rise, summer facility maintenance becomes a top priority for school districts and campus managers. Taking proactive steps during the summer months protects infrastructure and ensures a safe, efficient environment for students and staff returning in the fall. Prioritizing summer facility maintenance helps ensure that HVAC systems, plumbing, roofing, and exterior structures are fully […]
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7 Key Places to Check for Water Damage After Heavy Rain

7 Key Places to Check for Water Damage After Heavy Rain

Heavy rainfall can cause significant water damage to your home, especially if your property isn’t well-prepared for wet weather. Whether it’s a small leak or significant flooding, it’s essential to inspect key areas of your home to prevent long-term damage. Water can seep in through many unexpected places, so we’ve compiled a list of the […]
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Holiday Movie Marathon Essentials: Snacks and Setups for a Perfect Night In

Embrace Winter: RVing & Outdoor Fun

When the leaves have fallen and the first snow blankets the ground, many outdoor enthusiasts mistakenly hang up their camping gear, thinking it’s time to retreat indoors. However, winter camping offers a unique adventure that should not be missed. From RVing to engaging in exhilarating outdoor activities, there’s plenty to love about embracing the cold. […]
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The Impact of Climate Change on Canada’s Insurance Landscape

The Impact of Climate Change on Canada’s Insurance Landscape

The Rising Costs of Natural Disasters in Canada Canada’s insurance industry has had to confront an escalating challenge in recent years: the rising frequency and severity of natural disasters. 2024 marked a particularly tough year, with insured losses surpassing $8.5 billion, making it one of the most expensive years for natural catastrophes on record. These […]
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Holiday Movie Marathon Essentials: Snacks and Setups for a Perfect Night In

5 Holiday Misconceptions Debunked – Duliban Insurance

The holiday season brings a sense of joy and celebration, but it can also spark confusion about insurance coverage. With the hustle and bustle of shopping, traveling, and entertaining, misconceptions about home, auto, and travel insurance can arise. Let’s debunk some common myths to ensure you’re well-informed and protected this holiday season.   Myth 1: […]
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Holiday Movie Marathon Essentials: Snacks and Setups for a Perfect Night In

Holiday Movie Night Essentials: Snacks & Setups

As the holiday season rolls around, what better way to cozy up and get into the festive spirit than with a holiday movie marathon? Whether you’re into heartwarming classics, animated adventures, or laugh-out-loud comedies, a night spent watching holiday films is a perfect way to relax and unwind. But to make your movie night truly […]
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The Future of Pensions Amidst Changing Demographics

The Future of Pensions Amidst Changing Demographics

Pensions have long been a cornerstone of retirement planning, providing financial security for millions of retirees. However, as demographic trends shift and life expectancy continues to rise, the sustainability of traditional pension systems is becoming an increasingly urgent concern. With an aging population, lower birth rates, and evolving workforce dynamics, future retirees may face a […]
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Garden Sheds, Pools & Backyard Upgrades: Are You Properly Insured?

Garden Sheds, Pools & Backyard Upgrades: Are You Properly Insured?

As the weather warms up, many homeowners start thinking about backyard improvements—whether it’s installing a new pool, building a shed, adding a deck, or even upgrading an outdoor kitchen. These additions can increase your home’s value, enhance your outdoor space, and provide endless enjoyment. But before you start planning your dream backyard, there’s an important […]
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In Workers' Compensation, the reality is that the E-Mod score determines the majority of the annual premium, rather than the non-disputable rates assigned by the NCCI for each class code. Which is to the benefit of savvy companies that understand how the EMOD score works and know how to control it.

Workers’ Compensation Rates Drop, Yet Premiums Remain Unchanged

Misprint? Typo? No. In most purchasing scenarios across America, a favorable rate typically means a favorable price. Consider these everyday examples: A 3.5% interest rate on a mortgage results in lower payments compared to a 4.5% rate. Lower rates on general liability, auto, or home insurance equate to lower annual premiums. Businesses pay less for […]
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