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A New Compliance Reality for Employers

Mental health parity has been a compliance requirement for more than a decade, but 2026 marks a decisive shift in how aggressively federal agencies are enforcing it. Employers who once relied on carriers to “handle parity in the background” are now discovering that regulators expect detailed documentation, transparent processes, and clear evidence that mental health […]
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What Employers Should Know Before the July Filing Deadline

What Employers Should Know Before the July Filing Deadline

The Affordable Care Act established the Patient-Centered Outcomes Research Institute (PCORI) to support research evaluating the effectiveness of medical treatments and healthcare delivery. To help fund this work, certain employer-sponsored health plans must pay an annual PCORI fee. Although the payment is not due until mid-summer, spring is a good time for employers to confirm […]
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The 2026 Specialty Drug Surge: What Employers Need to Prepare For

The 2026 Specialty Drug Surge: What Employers Need to Prepare For

Specialty drugs have been a major cost driver for years, but 2026 marks a significant shift in both scale and urgency. With GLP‑1 medications expanding into new indications, gene therapies entering the market at record pace, and oncology drugs continuing to rise in both cost and utilization, specialty medications are projected to account for more […]
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Fiduciary Responsibilities for Employer Health Plans: What Employers Should Know Now

Fiduciary Responsibilities for Employer Health Plans: What Employers Should Know Now

When employers think about fiduciary responsibility, retirement plans often come to mind first. But recent developments make it clear that fiduciary duties also matter—sometimes significantly—when it comes to employer-sponsored health and welfare plans. Federal law requires employers that sponsor ERISA-covered benefit plans to act in the best interests of plan participants and beneficiaries. While many […]
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How Employers Are Responding to Rising Employee Expectations in 2026

How Employers Are Responding to Rising Employee Expectations in 2026

Over the past two months, several major surveys — including the 2025 SHRM Employee Benefits Survey, the ADP TotalSource Employee Benefits Survey, and the 2025 National Benefits Survey — have painted a clear picture: employees are demanding more meaningful, more personalized, and more supportive benefits than ever before. Employers, facing a tight labor market and […]
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Marketplace Coverage and Employer Plans: What Employers Need to Know

Marketplace Coverage and Employer Plans: What Employers Need to Know

As Marketplace health plan premiums rise and subsidies shift, employers are seeing more requests from employees (and their spouses) to drop Marketplace coverage and enroll in an employer-sponsored health plan mid-year. While this may feel straightforward, Marketplace rules and employer plan rules do not always work the same way. Marketplace Rules vs. Employer Plan Rules […]
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Why 2026 Is the Year Employers Are Rethinking Healthcare Spending Accounts

Why 2026 Is the Year Employers Are Rethinking Healthcare Spending Accounts

As organizations plan for 2026, many are taking a closer look at how their employee benefits are structured. Rising healthcare costs, evolving employee expectations, and a stronger focus on wellness are pushing employers to rethink traditional benefit models. In this landscape, Healthcare Spending Accounts, often referred to as HSAs, are gaining renewed attention. HSAs are no […]
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Once considered a niche offering or a reactive add-on, mental health benefits have now moved to the center of the employee experience. In 2025, nearly half of U.S. employers offer some form of mental health support beyond traditional EAPs—a sharp rise from just 30% in 2023. This shift isn’t just cultural; it’s strategic.

What Employers Need to Know

Once considered a niche offering or a reactive add-on, mental health benefits have now moved to the center of the employee experience. In 2025, nearly half of U.S. employers offer some form of mental health support beyond traditional EAPs—a sharp rise from just 30% in 2023. This shift isn’t just cultural; it’s strategic. From Perk […]
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Rising Healthcare Costs: What Higher Premiums Mean for Employers

Rising Healthcare Costs: What Higher Premiums Mean for Employers

Why Premiums Are Soaring Employers are seeing group health plan costs climb faster than almost any other business expense. Prescription drug prices have skyrocketed, particularly for biologics and specialty drugs that can cost tens of thousands of dollars per patient each year. Hospitals and outpatient treatments are charging more as they face staffing shortages and […]
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Group Health Premiums on the Rise: What Employers Need to Know

Group Health Premiums on the Rise: What Employers Need to Know

In 2025, rising group health premiums are becoming a central concern for employers. Carriers like UnitedHealth, Anthem, and CVS Health have issued projections showing significant cost increases—driven by escalating claims severity, specialty drug costs, and continued labor shortages across provider networks. These group health premium hikes pose challenges to affordability and enrollment, particularly for small […]
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